Remote Insurance Underwriter Jobs In New York

About the Role

Are you ready to take charge of your career and make a meaningful impact in the world of remote underwriting? We are looking for an enthusiastic and detail-oriented Insurance Underwriter to join our dynamic, remote-first team. With a competitive annual salary of $78,878, this is your opportunity to work from home in a role that combines analytical thinking, risk evaluation, and collaborative decision-making—all while supporting a growing company that values innovation and excellence.

As a Remote Insurance Underwriter, you will play a pivotal role in shaping policy decisions and delivering financial protection solutions. This role empowers you to use data-driven reasoning, apply critical risk analysis, and support customer-first underwriting practices—all from the comfort of your own home.

Company Vision & Culture

Our mission is bold: to modernize insurance underwriting for a digital age. Since our inception, we’ve redefined how insurance is evaluated, integrating cutting-edge tools and cross-functional teamwork to build an inclusive, future-forward organization. We believe in autonomy, accountability, and creating meaningful work for every employee, no matter their location.

This role is part of our larger vision to deliver tailored insurance solutions that balance client needs and risk exposure, making every policy more personalized, secure, and efficient.

Key Responsibilities

Strategic Risk Analysis

• Evaluate insurance applications and determine levels of risk based on established guidelines.
• Analyze data from multiple sources, including client history, industry trends, and external databases.
• Apply underwriting policies fairly while maintaining compliance with legal regulations and internal frameworks.

Decision-Making Authority

• Approve or decline insurance coverage and determine appropriate premium rates.
• Collaborate with agents, brokers, and other stakeholders to gather critical information.
• Customize underwriting decisions to align with unique client profiles and changing risk landscapes.

Client-Centric Support

• Provide support to policyholders and internal teams by offering expert advice on coverage, terms, and exclusions.
• Clarify complex policy information in simple, digestible formats.
• Offer alternative recommendations when applications don’t meet the initial criteria.

Reporting and Documentation

• Maintain accurate, detailed documentation of underwriting decisions and supporting rationale.
• Generate risk management summaries and premium justifications for internal records.
• Ensure transparency and consistency in case handling procedures.

Preferred Work Environment

This is a 100% remote position, enabling you to operate independently while staying connected with a cohesive and supportive underwriting team. We’ve built a remote culture that’s anything but isolating. Our digital workspaces are designed for real-time collaboration, creative brainstorming, and consistent mentoring.

Expect regular virtual meetings, opportunities for cross-functional communication, and a strong peer network that encourages learning and support. Here, you're not just another remote worker—you're a valued partner in risk strategy.

Tools & Technologies You’ll Use

You'll work with a tech stack designed for modern underwriting professionals:

• Risk assessment platforms powered by AI and machine learning algorithms
• Cloud-based underwriting management systems
• Policy administration tools with real-time decision support
• Compliance-tracking dashboards
• Encrypted communication channels for secure data exchange

Our systems are intuitive, fast, and built to help you focus on judgment and strategy rather than paperwork.

Qualifications

To thrive in this role, you’ll need a strong analytical mindset and a passion for protecting both business integrity and client trust.

Essential Qualifications:

• Bachelor’s degree in Business, Finance, Insurance, or a related field
• Minimum of 3 years of professional experience in insurance underwriting
• Deep knowledge of commercial or personal insurance underwriting practices
• Proficiency in remote collaboration tools and digital case management platforms

Desired Attributes:

• Strong interpersonal skills with the ability to explain complex underwriting decisions
• Confidence in assessing risk across diverse markets and industries
• Ability to prioritize high volumes of applications with precision and consistency
• Experience in cross-departmental collaboration in a remote or hybrid environment

What You’ll Gain

We believe that great work deserves to be rewarded. That’s why we offer benefits designed to support every aspect of your life:

• 💰 Competitive Annual Salary: $78,878 with merit-based raise potential
• 🏡 Fully Remote Work: Flexible scheduling with a focus on work-life balance
• 📚 Learning & Development: Access to professional certifications, webinars, and training
• 💼 Career Growth Pathways: Internal mobility and leadership training programs
• 🧠 Wellness Support: Mental health days, meditation apps, and digital therapy options
• 🎉 Inclusive Culture: DEI-driven policies, resource groups, and virtual team-building events

Why This Role Matters

This is more than a job; it’s an opportunity to define how modern insurance underwriting operates. Your contributions will directly affect client satisfaction, operational integrity, and the growth of our service offerings.

You won’t just evaluate policies. You’ll help write the future of how smart, responsive insurance decisions are made in a digital-first world. With your insight, we can protect people more precisely, support businesses more confidently, and continue leading in a rapidly evolving industry.

Take the Leap

Make an impact. Take charge of your future. Become part of a team that’s challenging the status quo of traditional underwriting. If you're ready to bring your expertise into a role that values innovation, empathy, and excellence, this is your moment.

Your next big opportunity awaits—apply now!