Remote Mortgage Loan Processor Jobs in New York

Shape the Future of Home Financing—From Anywhere

Are you ready to make a meaningful impact by guiding individuals and families through the home financing journey? As a Remote Mortgage Loan Processor, you'll be part of a tech-forward team that's reshaping how mortgage services are delivered across the nation. With the flexibility to work from anywhere in New York, you’ll collaborate with experts who are passionate about simplifying the loan process through innovation, automation, and client-centered solutions.

About the Role

We’re on the hunt for a Mortgage Loan Processor who thrives in a digital workspace, excels in multitasking, and understands the importance of data integrity. This role blends customer service, compliance, and loan documentation in a tech-enhanced environment. You'll be using intuitive platforms that streamline everything from document collection to approval tracking, empowering you to work smarter and more efficiently.

Key Responsibilities

• Review incoming mortgage loan applications for accuracy, completeness, and regulatory compliance
• Use automated underwriting systems (AUS) like DU and LP to validate loan data
• Communicate with borrowers, underwriters, and mortgage consultants to gather required documentation and address file discrepancies
• Input and manage data within loan origination systems (LOS) such as Encompass or Calyx Point
• Prepare and submit completed loan packages for underwriting and final review
• Track pipeline milestones using dashboards and workflow tools to ensure timely processing
• Apply knowledge of investor guidelines and lending policies to ensure file alignment
• Troubleshoot digital documentation upload issues or discrepancies in borrower-submitted materials

Our Tech Stack: Driving Efficiency and Transparency

We believe that embracing technology leads to superior service and greater productivity. Here’s what you’ll be working with:

• Encompass LOS: End-to-end processing efficiency
• Cloud-Based Document Portals: For secure uploads and real-time status updates
• AUS Integration (DU/LP): Automated loan decision-making with high data accuracy
• Pipeline Analytics: Track processing times, borrower engagement, and documentation errors
• E-signature Tools: Streamlined consent and verification

Who You Are

• Adept at working in remote environments with minimal supervision
• Analytical thinker with strong attention to detail and a data-centric mindset
• Skilled at prioritizing tasks in a fast-paced, deadline-driven setting
• Technically proficient and quick to learn new mortgage software platforms
• Committed to providing a positive borrower experience through proactive communication

Qualifications

• Minimum of 2 years of experience in residential mortgage processing (remote experience preferred)
• Proficiency with Encompass, Calyx Point, or similar LOS platforms
• Familiarity with agency guidelines (Fannie Mae, Freddie Mac, FHA, VA)
• Understanding of TRID and other compliance regulations
• Strong written and verbal communication skills
• High-speed internet and a secure remote working environment

Work Environment: A Culture of Innovation

At the core of our remote-first philosophy is a commitment to innovation and inclusivity. You’ll be part of a forward-thinking culture where ideas are encouraged, feedback loops are active, and continuous learning is embedded into the workflow. Our distributed team spans multiple time zones, and we rely on digital collaboration tools to maintain connectivity and alignment.

Benefits That Support You and Your Goals

We believe in rewarding your hard work and commitment with a benefits package that matches your ambition:

• Competitive salary of $50,903 annually
• Remote-first work environment with equipment support
• Flexible scheduling and generous paid time off
• Performance-based bonuses and recognition programs
• Ongoing tech training and certification reimbursements
• Access to mental wellness and financial counseling tools

Metrics That Matter: Where We’re Heading

• 98% Paperless Processing: Driven by our digital documentation pipeline
• 24-Hour Avg. File Review Time: Speed meets compliance
• 92% Borrower Satisfaction Score: Thanks to transparent communication and simplified workflows

Your Growth Path

This is more than a job—it’s a launchpad. Many of our team members have advanced to senior processor, underwriting, and loan officer roles within 12 to 18 months. If you’re passionate about personal development, we’ll give you access to:

• Virtual workshops and certification support (e.g., FHA Direct Endorsement)
• Internal career coaching and promotion opportunities
• Cross-functional learning with the underwriting and funding departments

Ready to Elevate Your Career?

If you’re excited by the idea of using cutting-edge mortgage tech, working with a mission-driven team, and helping New Yorkers secure their homes, this is your moment.

✨ Your Future in Finance Starts Here

Take control of your career in mortgage lending. Apply today and be part of the remote revolution in home financing!